Medical
Our medical insurance products include:
Medical In-patient
| Plan | Plan 1 | Plan 2 | Plan 3 |
| Benefit Cover | Ksh. 200,000.00 | Ksh. 300,000.00 | Ksh. 500,000.00 |
| Territorial Limit | East Africa (Kenya. Uganda, Tanzania, Rwanda) | East Africa (Kenya. Uganda, Tanzania, Rwanda) | East Africa (Kenya. Uganda, Tanzania, Rwanda) |
| Hospital Bed Accommodation | General Ward Bed | General Ward Bed | General Ward Bed |
| Accident Waiting Period | 0 Days | 0 Days | 0 Days |
| Child Dependant Age Limit | 18 Years | 18 Years | 18 Years |
| Adult Age Limit | 70 Years | 70 Years | 70 Years |
| Plan | Benefit Cover | M | M+1 | M+2 | M+3 | M+4 | M+5 | M+6 | M+7 |
|---|---|---|---|---|---|---|---|---|---|
| Plan 1 | Ksh. 200,000.00 | Ksh. 5,720.00 | Ksh. 8,580.00 | Ksh. 9,610.00 | Ksh. 10,868.00 | Ksh. 12,012.00 | Ksh. 13,156.00 | Ksh. 14,300.00 | Ksh. 14,400.00 |
| Plan 2 | Ksh. 300,000.00 | Ksh. 6,860.00 | Ksh. 10,290.00 | Ksh. 11,525.00 | Ksh. 13,034.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 |
| Plan 3 | Ksh. 500,000.00 | Ksh. 8,230.00 | Ksh. 12,345.00 | Ksh. 13,826.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 |
Medical Out-patient
| Category | Plan 1 |
|---|---|
| Plan 1 | Plan 1 |
| Benefit Cover | Ksh. 50,000.00 |
| ARV Drugs Payable | Covered To Full Limit |
| General Medical Check-Ups | Ksh. 5,000.00 |
| Co-Payment | None |
| KEPI & Baby friendly Regime Immunizations | Ksh. 5,000.00 |
| Pre - existing and/or chronic conditions (1 year waiting period) | Covered To Full Limit |
| Pre-natal & Post-natal (1 year waiting period) | Covered To Full Limit |
| Plan | Benefit Cover | M | M+1 | M+2 | M+3 | M+4 | M+5 | M+6 | M+7 |
|---|---|---|---|---|---|---|---|---|---|
| Plan 1 | Ksh. 50,000.00 | Ksh. 8,580.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 | Ksh. 14,400.00 |
Medical Dental
| Category | Plan 1 | Plan 2 | Plan 3 |
|---|---|---|---|
| Benefit Cover | Ksh. 5,000.00 | Ksh. 7,500.00 | Ksh. 10,000.00 |
| Dental Consultations & Gum Diseases | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Extractions | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Fillings (except precious metals) | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Scaling | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Dental X-Rays | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Dental Prescriptions | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Plan | Benefit Cover | Premium per Person |
|---|---|---|
| Plan 1 | Ksh. 5,000.00 | Ksh. 1,200.00 |
| Plan 2 | Ksh. 7,500.00 | Ksh. 1,803.00 |
| Plan 3 | Ksh. 10,000.00 | Ksh. 2,408.00 |
Medical Optical
| Category | Plan 1 | Plan 2 | Plan 3 |
|---|---|---|---|
| Benefit Cover | Ksh. 5,000.00 | Ksh. 7,500.00 | Ksh. 10,000.00 |
| Eyeglasses | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Routine Optical Consultations | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Optometrist Consultations & Eye Examinations | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Prescribed Lenses and Replacement of Lenses | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Optical Prescriptions | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Frames | Covered To Full Limit | Covered To Full Limit | Covered To Full Limit |
| Plan | Benefit Cover | Premium per Person |
|---|---|---|
| Plan 1 | Ksh. 5,000.00 | Ksh. 1,200.00 |
| Plan 2 | Ksh. 7,500.00 | Ksh. 1,803.00 |
| Plan 3 | Ksh. 10,000.00 | Ksh. 2,408.00 |
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